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health insurance Malaysia

How Medical Inflation in Malaysia Is Quietly Raising Your Premiums Every Year

30/08/2026 by Keith Wong

Malaysia’s medical inflation is set to hit 16% in 2026 — here’s why your premium keeps rising even if you never claimed, what BNM’s new 10% cap actually does for you, and what’s within your control at renewal.

Categories Medical & Health Insurance Tags BNM premium cap, health insurance Malaysia, insurance renewal, medical card premium, medical inflation Leave a comment

Medical Card Co-Pay Plans: What the Premium Discount Actually Costs You

25/07/202619/07/2026 by Keith Wong

A co-pay medical card lowers your premium by making you responsible for a fixed percentage of every claim. Here’s what that trade-off actually costs you.

Categories Medical & Health Insurance Tags co-pay, health insurance Malaysia, medical card, medical inflation Leave a comment

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