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Life Insurance

Keyman Life Insurance Corporate Malaysia: Sizing Coverage to Revenue Contribution

27/08/2026 by Keith Wong

Sizing keyman insurance off a round number undersells the real risk — here’s a framework tying coverage to revenue contribution, replacement cost, and guaranteed debt.

Categories Life Insurance Tags business continuity insurance, key person insurance, keyman insurance Malaysia, LHDN keyman tax, SME insurance Leave a comment

How Much Life Insurance Do I Need Malaysia? (2026)

15/08/2026 by Keith Wong

Income multiples like “10x your salary” are guesswork. The human life value method calculates a real, defensible number — future income replacement, adjusted for expenses, taxes, and existing coverage.

Categories Life Insurance Tags human life value, income replacement, life insurance calculator, life insurance Malaysia, self-employed life insurance Leave a comment

Term Life vs Whole Life Insurance: What Actually Fits a Malaysian High-Income Earner

28/07/2026 by Keith Wong

Term life and whole life solve different problems, not the same problem at different prices. Here’s how to decide which fits your situation.

Categories Life Insurance Tags high income earner insurance, life insurance Malaysia, term life insurance, whole life insurance Leave a comment

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